Question by  leelawati (35)

What are some good financial management programs for young people?


Answer by  withluck (1745)

A lot of community centers have free or low cost financial management courses offered. Some churches also offer financial planning programs for young people to help them avoid financial mistakes.


Answer by  patti (29325)

In many communities, Junior Achievement has created "Finance Park" for middle-schoolers. Students create a personal budget, based on a "life assignment" that determines marital status, dependents and annual income. It's a terrific, fun exercise that enlightens kids as to the realities of budgeting, as well as the value of education.


Answer by  xAtomichamsterx (100)

As a student, I've found that the best financial management programs can be found at your local college/university. Usually they are free and they teach you how to manage your finances, get out of debt and build great credit. Contact your local college for details.


Answer by  tamarawilhite (17883)

A good program to consider is "Generation Change". This is the youth program that complements Dave Ramsey's "Financial Peace University". It is being offered in several hundred high schools and can be purchased individually as well.


Answer by  gleverance (720)

How young? And are you looking for a learning tool or something they can use to track money? KidsSave is a great program for 9-12 year olds.


Answer by  Liz59 (10966)

Well, you can take the child to the bank and have them speak to a financial advisor. Sign up for mutual funds.


Answer by  tamarawilhite (17883)

Dave Ramsey's "Generation Change" is an excellent program. You could consider "Financial Peace University" and "Crown Financial" as well. For those in middle school or junior high, consider Junior Achievement.


Answer by  Danie (993)

You can track your finances using Quicken which will help you see where your spending is going. Or you can keep a spreadsheet of your expenses and your earnings.


Answer by  fancbiz (952)

The ones that focuses on saving for future development and encourages easy borrowing of money where there is specific projects that need financing. Young people need management program mes that understand their little capacity and their need to be monitored closely and strictly.

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