My husband and I are behind on some payments, can an out-of-state creditor garnish his checks and do we have any recourse if they try?

Answer by  patti (29325)

State law provides for garnishment so the request must come from within the state. An out-of-state creditor would likely assign the debt to an in-state collector and proceed accordingly.

Answer by  dee68 (244)

If you both signed the agreement originally, then yes, the creditor can garnish his paycheck Try to contact them to see if they will accept a payment arrangement.

Answer by  John (9008)

Although laws vary by state, an out of state creditor can generally garnish wages if they file a lawsuit in the state where your husband works, if you are in default on your loan.

Answer by  Deb48 (88)

Depending upon the state in which you live, the creditor may be able to sue you in order to get payment or garnish wages. Your state should have a district attorney's office on its official website and that entity can direct you to the proper person to talk to about your state's specific laws.