Question by  apple (447)

Are my checks still good even though they have the old (therefore wrong) bank name on them?

My bank was acquired and the name has officially changed to the acquiring bank's name. My checks still have the old bank name on them. The routing and account numbers are still right though. Will the checks still be honored? In perpetuity? (I have a lot of checks left)


Answer by  slhart (72)

If all the personel information on the checks is correct they should be honored. The most important information is the routing and account number. If you are afraid they won't be honored ask the bank. Most people or companies you write checks to aren't going to pay attention to the bank name.


Answer by  tamarawilhite (17883)

If the bank account number and routing number are the same, then the bank's name likely does not matter. If the account number has changed, get new checks.


Answer by  Wolverine (42)

Yes, your checks are still good, assuming the bank was acquired fairly recently. Most acquiring banks will honor the predecessor bank's checks for several months or even years.


Answer by  stlrfn (44)

As long as your routing and account numbers on the check have not changed then the bank should honor your checks. Since it is the bank that has changed names they will still allow checks with the old name on them to go through.


Answer by  John (9008)

Banks only look at the routing and account numbers. The printed bank name is for the consumers only. Thus, the checks are still fine and safe to use.


Answer by  Baobao (1273)

This is an important case and you should deal with it in a hurry.Generally you need to show related documents and certificates,and then change your checks.


Answer by  PGR (74)

The cheks will be honored if they are properly signed, endorsed and covered by sufficient collected funds. They are machine-processed, and the machine only reads the MICR-encoded numbers.


Answer by  Cyndael (338)

As routing number and account number are the same you should be able to use the checks. You will be informed if your routing or account numbers change.

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