debt  legal  money


Question by  mike45 (40)

Can I file chapter 13 myself or do I need a lawyer?

I need to file chapter 13 but can not afford an attorney.


Answer by  Latin4 (11170)

It is best to represented by a lawyer. They cover all the tracts. Your best bet is to see if someone you know, knows a lawyer or will do it pro-bono. He can advise you if you need to file or not, or see a credit counselor that can help you get out of debt.


Answer by  darren69 (8)

It is not a requirement to have an attorney, but one may need one if they are not confident enough to negotiate with creditors and The Chapter 13 Trustee.


Answer by  Fritz (608)

You need to get a lawyer, there are many new bankruptcy laws in effect now and a lawyer will be able to file all the paperwork that is required.


Answer by  JRossi17 (788)

Most people that try to file for chapter 13 without a lawyer lose or it gets drug on. You may be able to find a lawyer that you pay after you win.

You have 50 words left!