Question by  lukman (20)

Can a civil judgment lead to a bank lien?


Answer by  flamiss22 (5081)

Any judgement can lead to a lien if that is also ordered with the judgement. If you have doubts you may want to close your bank account.


Answer by  patti (29325)

The individual or entity that is awarded the judgment can attach wages, bank accounts, personal and real property of the debtor, depending on the debt and the court order. A "bank lien" is when a bank puts a lien on property for non-payment of a debt.


Answer by  mammakat (11147)

If it is requested in the particulars of a civil case, and the defendant cannot pay, many kinds of liens can be placed in lieu of payment.


Answer by  technogeek (6640)

Not only can a civil judgment lead to a bank lien, it could lead to the repossession of some or all of your personal property, depending on the amount of the judgment. If you are found liable, then you will have to come up with the amount of the judgment or your assets will be held.


Answer by  krpmuffitt (223)

Yes, after someone obtains a civil judgment they can docket the judgment and then attempt to collect the judgment. One means of collecting a judgment is garnishment of bank accounts.


Answer by  worker2746 (2434)

A civil judgement is often times something for an amount less than $500. With this in mind, it most often would not lead to a bank lien. A bank lien is something that will be put into property when a loan comes into defaut, not that someone can "attach" your savings to pay.

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