Question by  Clayton (25)

Will medicare cover pre-existing conditions?

I just got on medicare and want to know if they will cover pre-existing conditions.


Answer by  Rubberchicken (819)

In 1996, Congress passed the Health Insurance Portability and Accountability Act (HIPPA), that prevented health insurers from denying benefits for pre-existing conditions for a period longer than twelve months. If you had other coverage prior to Medicare, your pre-existing conditions will be covered immediately. Contact your Medicare representative or regional office for specific questions before you seek treatment.


Answer by  Latin4 (11170)

That's a good question. I would probably cann the medicare office near you and ask them or look in the handbook they send you when they sign you up. Also call the doctors office and see what they say. They handle this all the time.


Answer by  Roland27 (16334)

Generally they do. It's kind of a last resort insurance. I was accepted on Medicare already knowing I was pregnant and I got full coverage. They also will cover Medical bills from the past up to so many days. You just have to fill out forms explaining these bills and you can get approved.


Answer by  answerqueen (564)

Yes, medicare covers all conditions, whether new or pre-existing. However, you will still likely want a supplemental insurance policy to help w/medications and etc.

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