Why is cotinine testing done and is it legal?

My insurance company has requested that I take a cotinine test.

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cotinine testing is done primarily to test to see if you are a smoker or have used tobacco products anytime recently. It is a legal test, however you cannot be forced to take without a court order. Many insurance companies require it before they will sell you an insurance policy.

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Reply by Buffet (0):
It's none of the nosey bastards business! It's an intrusion on one's privacy! add a comment

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Answer by diva25 (4016)

It is a test that shows if you are tobacco user. Yes they can request that since insurance for a smoker is more expensive for them and they need to decide what they should be asking you to pay for. It is a blood test, and I would not worry too much about it.

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