How should I go about legally refusing to pay a credit card debt?
What happens if I default on my credit cards?
What is the difference between a Bank Check and a Cashier's Check?
Are there any zero interest credit cards?
What are the ramifications of defaulting on a credit card?
What are the reasons an attorney will not sure you over credit card debt in Florida?
What can they do in the state of North Carolina if I stop paying my credit card bill?
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Question by sekarksg (4)
I understand different states have different statues of limitations.
Answer by notorious (249)
The statue of limitations for credit card debt collection is over 7 years. It's one of the longest SOLs in the US.
Answer by wrestler88 (192)
If debt collectors don't start legal action within 10 years of the debt first accruing, then the allotted time period has run, and the person who owes on the debt is free and clear.
Answer by apple (447)
Creditors in Illinois have 10 years to collect on unpaid debts.
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