what are uninsured motorists on car insurance?

Answer by  Jen80 (28)

Most states require vehicle owners to carry Uninsured Motorist coverage on their insurance policy. It is very important because if someone without insurance hits your car, this insurance covers your losses even if you only have liability coverage on your vehicle.

Answer by  pawmew (17)

This is the portion of your insurance that will pay, up to the limits of your policy, medical expenses for injuries caused to you and/or occupants of your car, if you are involved in an accident caused by another driver that has no insurance.

Answer by  technogeek (6640)

Uninsured motorist coverage added to your auto insurance policy covers you in the event that you are in an accident and the other party, if they are at fault, is uninsured.

Answer by  John (9008)

Many drivers do not have car insurance, despite requirements that they do so. Uninsured driver coverage provides protection if you suffer damage from someone who does not have car insurance.

Answer by  Roland27 (16334)

Car insurance has uninsured motorist in their policies to protect you from people who do not have car insurance. If the person doesn't have car insurance your policy will protect you and pay for any damages.