Question by  Bansin (37)

How do I remove negative public records from my credit report?

I need to clean up my credit report and need advice on how to do this.


Answer by  malone (4817)

Credit bureaus regularly scan public records to pick up judgments, liens, etc. If the reporting is factual and accurate, it cannot be removed.


Answer by  MPyles (201)

The only way to remove negative public records from your credit report is to challenge it with the three credit bureaus and or the public entity who put the item on your record.


Answer by  joshandeleisa (331)

If you obtain a copy of your credit report you can dispute items that are not accurate. You can send a letter of dispute to the credit reporting agency.


Answer by  John (9008)

If the record is accurate, there is no way to remove it. Any company that tells you that it can do so is a scam. If the record is inaccurate, you can get it removed by either challenging it with the credit reporting agency or fixing the problem with the agency that issued it.

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