I have not. For some reason though, the name sounds incredibly suspicious. I would suggest that if you need any credit counseling, just talk to your bank.
Yes, and I recommend it because of their non-judgmental attitude toward customers. The services are faith based and frequently deal in ministry as well as credit counseling.
Christian consumer credit counseling covers many businesses and non-profits. Consider finding a financial counselor who does this on a non-profit basis. Never use a service in which you pay upfront.