Can I find a good Chase deal with a credit counseling service?

Answer by  patti (29325)

No creditor is required to work with credit counseling services, though many do. Most creditors offer a reduced rate and no fees while the loan is being repaid through credit counseling. This is often a "one time" offer and if credit counseling defaults, which it very often does, the debt is resumed with all interest and fees added to it.

Answer by  salsafoodie (3146)

There are a company that works with Chase in order to help you with credit counseling service. There is Credit center which offers free assistance if you are a Chase cardholder. I would try that service since it is free. You can also search online for counseling however, they are many scams out there.

Answer by  carfixer (243)

Of course you can. Make sure you deal with a credit counseling service recognized by the Association of Independent Consumer Credit Counseling Agencies (AICCCA) or National Foundation for Credit Counseling (NFCC).