Who is responsible when a rock from the roadway damages a windshield?

Answer by  jessemcduffeeyahoocom (195)

When a rock flies up and hit's your windshield it usually is your fault. The only way you won't be stuck with the consequences is if you have insurance. If so, you'll be fine. I know it's not right but lawfully it is what it is. Insurance should cover it.

Answer by  jmoney333 (24)

Unfortunately stone chips are a danger of the road. You are responsible for repairing them however many insurance companies cover windshield repairs. If chips are not repaired they can get bigger and lead to a cracked windshield and an expensive ticket.

Answer by  kennethjgoodson (4903)

It is crappy but it is ultimately your problem. You can check with your insurance and they will probably make you pay your deductible so it's your call.

Answer by  Adrian29 (547)

You are responsible for it. If it fell from the vehicle then they would be responsible. But Items on the road way that are kicked up are just a hazzard of driving in todays world.

Answer by  Kson (132)

Accidents happen, and unfortunately it is not the fault of the car driving in front. File a claim to your insurance and see how much they can cover the fix. A faulty windshield is hazardous when driving.

Answer by  Amber40 (24961)

I don't think there is anyway to put the responsibility on someone for that. It is a random unpreventable act. Check with your insurance provider to see if it's covered.

Answer by  kennethjgoodson (4903)

You can try to contact the city you were in but chances are there is nothing you can do. You can also try to call your insurance company and they may fix it. You will have to pay your deductable but $250 is better than $500. I hope this helps you out.

Answer by  Matt123 (75)

Most insurance companies will pay to have the window fixed. at worse most insurance companies will have you pay a 100 dollar deductible. If you flag down the other driver and get his insurance info there is a change they might cover it for you but its doubtful. Good luck.