What are the laws related to bill collecting calls?

Answer by  malone (4817)

The laws are CLEARLY spelled out in the Fair Debt Collection Act, a copy of which you can easily find online. A few states allow a verbal request to stop calls; others require written notice. Review the law as to what constitutes "harassment." Most people are confused about that.

Answer by  patti (29325)

Review the Fair Debt Collection Practices Act for details of the rules that collectors must abide. A collector can phone any day of the week between 9:00 a. m. and 9:00 p. m. They can call work ONE TIME if you say "do not call me here again. " You can also send a registered letter stating that they cannot call your home.

Answer by  Mitchell (74)

It is legal for bill collectors to call a few times a day but when the calls are constant through the day it becomes harassment and is illegal.

Answer by  Anonymous

correction to patti26692, FDPCA allows collectors to call 8:00 am - 9:00 pm any day of the week, week-end, or holiday.

Answer by  angiem1981 (1059)

Bill collectors can call you typically up to five times per day and are allowed to call your place of employment. However, if you submit in writing that you do not wish to be contacted by phone at either place, they must stop calling.