Answer by  
                                                                                          Danielle42 (78)
                                                            
                          
                          
                                                           This black worm with yellow rings is actually a caterpillar that occurs in most southern states and throughout the eastern part of the United States so chances are that bright 'worm' you saw was a Catawba or Catalpa Worm. The Catawba or Catalpa Worm is actually the caterpillar of the Catalpa Sphinx moth.