How should I make an insurance claim for water damage to my hardwood floor?

Answer by  marcy (69)

First, you should clean up the damage to your floors. Carefully document the damage. You should take photographs. You should also retain any property that has been damaged. Then, you should call your insurance company and apprise them of the situation. Ask them what their process will be for dealing with your claim.

Answer by  Latin4 (11170)

Call your insurance agent and check to see if this is covered by insurance. They will ask you who or how it was damaged. If it is covered they will send a notice to the insurance company and they will get in touch with you. It is best to two estimates for the damage.

Answer by  dr84bhl (2789)

Get some quotes from firms that will repair the damage. Tell your insurance company what has happened. Get the damage repaired using the cheapest quote and pay for the work, get a receipt. Send the bill to your insurance company with the receipt and they will refund the cost of the repair.

Answer by  Winnie (26)

When a hardwood floor is damaged by water you should first contact your insurance agent. The agent will have the damage assessed and will provide a form for you to fill out to file a claim. Be sure to check to see if there is damage to other items such as furniture prior to filing your claim.