Question by  Jo33 (26)

How long does an insurance company have to settle an auto claim?

I was in an accident and my insurance claim has not be settled yet.


Answer by  tk7544 (149)

Each state has a set limit. You can't force the insurance to settle at any time, but you may want to check with them for options of rushing it.


Answer by  Melissa101010 (4405)

Insurance companies can usually delay things as long as they want up to 5 years. You have to get you a good attorney to push them to settle with you. A lot of times the insurance attorney will put off the case because they get more money that way too.


Answer by  kurigami (31)

An insurance company does not have a specified time limit for settling a claim. However, there are laws governing the amount of communication and time to reply to any contact requests. Complaints can be filed with the state commissioner of insurance.


Answer by  Rubberchicken (819)

This varies by the state in which you reside but typically, insurers have 10-15 working days after your claim is reported to make a settlement offer.


Answer by  BigB (29)

It depends on the state the accident happened in. The time is also different for Property Damage and Bodily Injury claims.

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