Question by  Linda (95)

How long can an eviction stay on a credit report?


Answer by  Att4372 (1704)

Normal credit history is 3 years. Eviction for non-payment of rent can stay remain for up to seven years. You can post your version into your credit history.


Answer by  patti (29325)

A civil action like an eviction can remain on a credit report for up to ten years, depending on the law in the state where the eviction was filed. The credit bureaus pick up the information from court records. Even if the matters surrounding the eviction are resolved in time, the civil action will remain on the credit.


Answer by  FinanceGuy98 (57)

An eviction may not appear on your credit report -- your landlord may not report it to any credit agency, and the agencies may not find it if there is no judgment against you. If the eviction is reported to an agency or if there is a judgment, it will stay on your report for at least seven years.


Answer by  Tom2Turk (18)

Evictions don't necessarily show on your credit report at all. If it does, it will show for seven years from the date of the last account activity, such as a payment, or the time the court judgment was granted against you, if there was one. Whichever is later marks the start of the seven-year period.


Answer by  Ann89 (613)

Bad credit can cause all sorts of problems when applying for finance. Many financial institutions are reluctant to lend to individuals with a poor credit rating. Normally an eviction can stay from anywhere between seven to ten years. It is possible to have it removed after this time frame by contacting the appropriate credit agency.


Answer by  John (9008)

Most evictions will remain on a credit report for seven years from the date that they occurred. It is almost always better to avoid being evicted, if you can, by negotiating some other option with the landlord, such as leaving voluntarily.

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