How do I prevent my car loan company from taking me to court?

Answer by  patti (29325)

Usually a defaulted car loan results in repossession. Go to court. Offer the judge documentation of your efforts to resolve the matter as well as solid reasons for the problem.

Answer by  mb (5482)

If your loan company will not work a deal there is nothing you can do. Foretunatly the worst they can do is reposses your car.

Answer by  Mitchell (74)

If you can not convince you car loan company to settle with you out of court there is nothing you can do but go to court and defend yourself. Legally they don't have to settle with you.

Answer by  Roland27 (16334)

It seems like in this day and age no one wants to compromise. You've done the first step and tried to negotiate but they won't listen. The only thing you can really do is pay your loan on time or they will take you to court. You could go bankrupt before they sue you if needed.

Answer by  mammakat (11147)

The only way to prevent this is to come to terms with them prior to a court date being set, or come current on your payments prior to that date.