How can I deal with a dental collection agency?

Answer by  Robert53 (131)

There is no distinguishable difference between collection agencies that represent dental office clients and those that represent any other type of business. Their goal is the same; to collect on a debt. Their first attempts will include additional fees, followed by a lower offer if you just fail to respond.

Answer by  patti (29325)

Collections efforts are the same regardless of the debt. Try to arrange a payment plan. Send regular payments as best you can.

Answer by  Jack56 (408)

The best way to deal with them would be to get everything in writing. It is highly recommended that you send three letters through certified mail. A debt validation letter, a written request to stop calling you at work and lastly make a settlement offer or suitable payment plan schedule.

Answer by  phoenix85 (366)

The obvious answer would be to pay your outstanding debt with agency. The best advice with regard to paying that I can give you is to walk-in with your payment, and get a receipt as well as a letter from them stating that the debt is "Paid in Full". Which will include the amount and date that you paid.

Answer by  patti (29325)

Deal with it like any other debt: make arrangements to pay, negotiate a settlement, or be prepared for a judgment followed by a wage garnishment.

Answer by  patti (29325)

Regardless the type of debt, the procedures are the same and so is the law. You can advise the collectors in writing that you do not wish to be contact by phone. You can send them regular payments, although they will insist that you pay the debt in full because they are commissioned on what they collect.

Answer by  flamiss22 (5081)

If the debt is a valid one, contact them and offer to make some kind of arrangement. Tell them what you are able to pay and submit a repayment schedule and stick with it.

Answer by  sara99 (851)

Any collection agency can be asked if they will accept partial payment. They do not have to accept anything less than payment in full but it never hurts to ask.

Answer by  Dean (4035)

Deal with it as you would any other kind of debt: establish a repayment play or demonstrate why the debt is not valid.

Answer by  tamarawilhite (17883)

Get the amount owed in writing before you pay anything, including penalties, fees, and interest. Then either pay the debt owed or arrange a payment plan.