Answer by
Rubberchicken (819)
Airlines are insured for liability or self-insured. Either way, you're covered. However, if you're not interested in filing any claim through the airline, then you likely have coverage through your homeowner's policy, renter's policy, or condominium policy. However, be advised that if you file through your carrier, you are responsible for the deductible and loss history from a reunderwriting standpoint.
