debt  legal  loans


Question by  Emily76 (58)

Can I get free legal help concerning a loan default?

I can't afford an attorney.


Answer by  salsafoodie (3146)

There are various free legal help where you can find an attorney that can give you free legal advice and when you are ready to make a case, some of these lawyers can help you for a small fee.


Answer by  MSH (305)

you should contact your loan provider and they will work with you to settle the debt, change the terms, lenght and interest rate. Any kind of settlement is better for the both of you


Answer by  Att4372 (1704)

You can get free help from the Legal Aid Society, which is usually funded by the State Bar association. First, you need to go to a lawyer to get a referral. When you establish that you cannot pay, he can then refer you to Legal Aid.


Answer by  eatwrite (1559)

The law library at the university answers to a lot of legal questions. They can help you find resources in your community that can represent you at no cost.


Answer by  Hewitt302 (1720)

Defaults are serious, and need to be worked out right away. What happens is that once the loan goes into default, two things can happen: The bank will sue you for non payment, and order a judge to garnish your wages and (if the loan is on a mortgage, car or boat)have your items repossessed.


Answer by  Silvia (182)

Search online your state's name and the words "bar association". Then search the state's site for pro bono (free) legal help. Also call lawyers and ask for a free consultaion.


Answer by  rbrim (72)

Yes, it is possible. Most large cities have a non-profit legal aid office for the poor and under-served. However, each office may only specialize in certain types of loans.


Answer by  Wil (54)

Of course, you have the right to obtain a defendant, these are usually paid off by non-profit organizations, law schools or even the government itself.


Answer by  Eveleene (3)

Loan modification is one of the best ideas for borrowers when they are in loan troubles. But before doing anything one should be aware about requirements of loan modification.

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