Panama has extremes in wealth and poverty. The urban areas are fairly modern with a lot of new home development, much of which is poured concrete with various exterior treatments. The typical home is a a one-level "box" style on a large lot.
It is Spanish style, with tile roof, white walls, and beautiful wooden windows. The weather is quite tropical, most of the homes have an internal central patio with surrounding corridors.
Homes in panama go fro extremely wealthy to very much on poverty level. They are concrete and one level boxed style. Spanish style white walls and tile roofs.