What happens when a debt collector garnishes your payroll?

Answer by  Olive (1195)

First, the debt collector has to legally do this by getting a judgement from a court. Then they get in touch with your employer's payroll department to arrange the deduction from your paycheck. It is best to avoid this by working out your problems with the creditor- a win-win solution.

Answer by  Rose (6804)

When a debt collector garnishes your payroll, your employer is sent a request for the garnishment, resulting in a certain amount of your check being with held from your check

Answer by  embockjr (709)

In many locations, this practice is not legal. However, if carried out, your pay will have a prescribed amount deducted from your paycheck and sent to the agency. A warning, most employers are very irritated with workers that subject themselves to these actions and want their employees to have a good credit rating.

Answer by  Sam65 (198)

The debt collector supplies your employer with all the proper legal documents to keep money from your check. When it is time for payday, your employer then hands the debt collector a check and you a check and you get less money than you used to.

Answer by  MiaBeenThere (18)

The IRS notifies you and your employer via US mail that you owe taxes, and they are going to garnish your paycheck and they take 10% of your weekly earnings.