Should you insure a scooter?

Answer by  Heather77 (22)

It is important to insure your scooter, not only to protect against damages to you or your scooter, but also to protect against any damage you may cause to another person. Imagine an accident does happen and you do not have insurance, the out of pocket expense could be way over what your deductable would have been.

Answer by  bikr1246 (7)

First and foremost, check with your local department of licensing to see if insurance is optional where you live. If it's required, then you'd best play by the rules. If you have the choice, you have to weigh the cost of the insurance against your ability to pay for any situation you might end up in. It's a personal choice.

Answer by  HelpfulAndy (1107)

If you are going to use it on the road then the law says that you have to insure it. It's better to be safe than sorry! Insurance is cheap.

Answer by  Mo44 (25)

Yes, you should insure a scooter because you could injure someone else while you are driving the scooter or you could protect it against theft. I have also found that coverage for insurance for a scooter is pretty inexpensive.

Answer by  Jason80 (99)

It depends on two things. First you should check to see if you live in state where it is required. Second, it depends on how much the premium is.

Answer by  BeefStrule (690)

I definitely think it's a good idea. You never know what's going to happen and those scooters can be dangerous little things! If you don't get insurance, drive carefully! Stay safe!

Answer by  Rubberchicken (819)

Finding an insurer that would have a policy for a scooter would be more difficult than deciding on if you need coverage in the first place.