Question by  Anjou (48)

Is it a risk for FERS employees in the TSP (Thrift Savings Plan) to invest in certain funds?


Answer by  trojan78 (7)

It isn't any more risky for FERS employees to invest in TSP funds than corresponding funds in any other type of retirement fund. However, it is important for FERS employees to remember that the I,C, and S funds are inherently more risky than the G and F funds. Investors preparing for retirement should use caution before investing in these funds.


Answer by  jmcooperbellsouthnet (19)

Yes, because there is not any ganrantee that your money is taken care of by the people investing your money and no educational programs set up to inform investors.


Answer by  ringneck (394)

Some of the options in which a person can invest are definitely more apt to volatility than some which are more stable.


Answer by  eyeguy (3760)

The TSP funds are just as risky as any other funds on the market today. You can easily take the worry out of investing in these funds by spreading your investment dollars across the board. No matter how well an individual fund is performing now you must remember that in the long run you will balance out around 8%.


Answer by  drewnel (4)

Yes, all investments have some risk, but some investments are more risky than vesting if funds is more risky than investing in t-bills for example.

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