If I don't have a mortgage, how will the mortgage crisis effect me?
What is the universal mortgage credit?
Can two companies report the same debt twice on your credit report?
How do I remove negative public records from my credit report?
How does your credit effect your employment?
What do you write on a formal letter to a credit report to have medical bills that have been paid removed from the report?
What does closed account mean in a credit report?
legal loans
Question by Allen (17)
I have not paid my mortgage yet and am several days late.
Answer by davidg (23)
Your contract should have a "grace period", usually 10 days. They cannot report you to the bureaus until after 30 days from your due date.
Answer by drJ (841)
Most mortgage companies will offer a 15-day grace period before they declare a payment late internally and charge interest. They will usually not report for 30-60 days.
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