How do you increase your FICO score?

Answer by  jaho (47)

You can maintain a solid payment history with no late or missed payments. If your credit report has incorrect information, contact the creditor to remove the incorrect data. Another way is to reduce the percentage of available credit you have outstanding.

Answer by  EGM (23)

FICO being credit rating, determines so much in your life. Pick one bill and pay it off. Do not close paid accounts. If left open with no balance - this shows that you can have credit and not use it. If you are in a credit bind, do not ignore the, dreaded, phone calls. Talk with them, they may help.