Question by  Pman (11)

How do I get my auto insurance company to settle my claim fairly?


Answer by  Jennk (388)

First determine what you consider "fair" and present them with that amount. If they are unwilling to meet your terms, you should consult an attorney and see if you have a valid claim. They will generally help you on a contingency fee basis to settle your claim.


Answer by  Joyce1234 (104)

Make sure you have all your evidence documented in photos and in writing. Your proof has to be available and to your benefit. You have to be organized and prepared.


Answer by  Christian9247 (5042)

If you submit a valid claim with some ideas of what you consider fair, your insurance company should take these into consideration. This is usually accompanied with the cost of repairs to the car or with a professional affidavit the car has been totaled.


Answer by  tamarawilhite (17883)

You must demonstrate the cost of the repairs, typically by gathering several estimates of repair costs from reputable shops, if their offer to settle the claim is too low. If the car must be totaled, use the Kelly Blue Book as proof of the car's value.


Answer by  Roland27 (16334)

Make sure that your voice is heard. If your auto insurance company is not listening keep shouting off the rooftops until someone pays attention. Remember if your car is totaled you aren't going to get the full price for your car, but always question if you find the settlement oddly low.


Answer by  Kurt (4579)

#1 talk to the insurance adjuster if you are not satisfied. #2 talk to your agent if you are not satisfied. # 3 Call the corporate 800 number and ask to speak to customer service # 4 Make complaint to state insurance commission. Escalate in that order if not satisfied.


Answer by  flamiss22 (5081)

If you feel you are being treated unfairly and the claim is substantial, considering getting an attorney who has experince dealing with your kind of claim.


Answer by  Rubberchicken (819)

Many feel that insurance companies make profit by short-changing on settlements, when they desire to settle fairly and quickly. Cooperate as much as possible to obtain the settlement you desire.

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