How do I evaluate insurance settlement offers?

Answer by  Rubberchicken (819)

If you're a novice, you can search the internet or yellow pages to see if there are any local public adjuster's to help you. They usually charge ten percent, which is a bargain compared to 30-40 percent attorneys charge. A public adjuster will provide you the expertise you need to evaluate any settlement offers on your claim.

Answer by  John (9008)

The best thing is to review them with a lawyer who does insurance work. Apart from that, you need to figure out whether or not they will cover not just all of your current expenses, but any future costs that will arise from the same incident.

Answer by  Mgarcia (752)

Look at what is being offered. Review what bills you have for medical, lost work and repairs needed. If the amount covers it, it may be a good offer. If it doesn't contact a lawyer. Think before trying to jack up an amount for 'pain and suffering' it can backfire.