Can credit card debt lead to garnishment of wages?

Answer by  Mia20 (150)

If you miss payments and the credit card company sends you to collections and you still don't pay, they will take you to court and get a judgment which can lead to garnishment. You will be served with papers before the judgment can be entered and before they start garnishing.

Answer by  patti (29325)

A legal judgment is required; the creditor will file a suit against you, you will be notified and have the opportunity in court by presenting details of your financial situation that lead to the arrears. If you do not appear, a judgment will be awarded and the creditor can take your wages and sweep your bank accounts.