Will a homeowner's insurance calculator tell you how much insurance you need?

Answer by  Dean (4035)

If you are building a home, the site should be insured immediately. When the home is complete, your agent can help you determine the best kind of coverage and the appropriate level of coverage required to protect your property, its contents and your family against accidents, loss, disaster, crime and the like.

Answer by  ChristineD (25)

A calculator may not be accurate depending on who created the program. I recommend seeking the advice of your homeowners insurance agent. They are licensed and experienced in these matters.

Answer by  Alli12 (16)

Most calculators give you an estimate. Contact your local agent and discuss coverages you will need for you home, which include the cost of rebuilding your home, your replacement cost for stuff inside your home, liability and anything else you have of value that would need to be listed.