Will you be notified of a judgment for a credit card debt?

Answer by  patti (29325)

All credit card companies threaten legal action. It may come to that, and if it does, you will be notified of the initial hearing, if you want to attend and explain your situation. Otherwise, they will likely get a judgment and be able to attach your wages or bank accounts.

Answer by  worker2746 (2434)

Any judgement placed against an individual is filed in a civil court. The court will send either a notice to appear or a summary judgement to you.

Answer by  krpmuffitt (223)

A credit card company can not just "place" a judgment on you. They need to sue you and get a judgment from the court. They then need to docket the judgment with the county you live in. After getting the judgment and docketing it they can try to collect the judgment by garnishing or liening your assets.

Answer by  tamarawilhite (17883)

To receive a judgment against you, they must first go to court and win the judgment to collect on the debt owed. You will be notified of an upcoming court date by mail. If you do not attend or lose the case, you will be notified by mail of the judgment and any liens or garnishments resulting.