What are unfair collection practices?

Answer by  AnjoBanjo (271)

Unfair collection practices include calling you after 9pm at night or before 8am in the morning. Also the collection agency is only allowed to call once per day otherwise it is deemed harassment. Once you have filed bankruptcy they are not allowed to call you at all or if they call tell them and they will not call again.

Answer by  dollgirl (636)

The Fair Debt Collection Practices Act passed by Congress has very strict limits on the types and timing of communications that debt collectors can have with people. There are also state laws that govern such communications. You should review both federal and state laws to protect your rights.