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My daughter who is not listed on my policy backed into someone with my car little damage to other car. What will happen

She shouldn't be driving without being listed.

asked by busybee (27)

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Tags:  cars  insurance

answers

It all depends on your state's laws. If she is not covered by your insurance then it won't be covered and she could possibly face charges.

reply
posted by cupcake (359)
6 votes

Really she should not be driving without being listed on your insurance. But if you gave her permission to drive your car than she should be covered by your policy. As long as it is not an everyday occurance. Check with you insurance company to get the true answer to you question.

4 votes

Assuming that the police were not called and the other driver was not interested in recouping money due to little damage, nothing will happen. If the other driver wants their car fixed, you or your daughter will be responsible for the damages out of pocket.

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posted by DrewB (10)
3 votes

It all depends on how old your daughter is and what kind of coverage you have. There are insurance policies out there that will cover any licensed driver who takes the wheel of your vehicle, and there are policies which only cover listed drivers and/or drivers over 25 years old.

3 votes

Even tho she is under your policy, but as long as the car is insured, the insurance will cover the damage for the other car.

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posted by tiancup (17)
3 votes

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