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Is Medicaid or Cobra primary?

asked by tru (143)

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Tags:  healthcare  insurance

answers

COBRA is considered a primary insurance. Medicaid will follow as a secondary on paying claims for medical and pharmacy benefits.

reply
posted by tk7544 (145)
7 votes

Medicaid will only be primary if there is no other policy for the subscriber. If you have a medicaid policy and you move from an active insurance policy to a Cobra policy medicaid will still remain as secondary. Additionally, if you are on cobra policy and deemed eligible for medicaid the cobra policy will still be the primary policy.

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posted by Ravenxol (13)
7 votes

Medicaid is always a payer of last resort. Cobra is insurance you can purchase in order to maintain coverage if you are no longer covered by your employer. Since it is derived from commercial coverage, Cobra is always primary over Medicaid.

7 votes

Insurance is always primary and medicaid will cover and pick up what every cobra does not cover when you go to the doctor.

7 votes

Medicaid is always considered the secondary insurance, so the Cobra would be primary. Even if there are no benefits with the primary insurance. The office will still have to bill your Cobra plan to get the denial in order to be able to bill Medicaid and collect payment for the service.

5 votes

Medicaid will never be listed as someone's primary insurance if the patient is covered by more than one plan. Most likely your Cobra plan will be terminated if you have another Insurance.

3 votes

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