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Is it legal for a company to sell a debt to a collections agency after you have told them to stop calling?

asked by syuzhet (7)

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Tags:  finance

answers

It is your right to send a letter telling a collection agency to stop phone calls. They can continue to email and send mail through the post. If the debt is sold, you must make the "stop calling" request again.

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posted by malone (1252)
9 votes

It is legal for a company to sell a debt to a collections agency after you have told them to stop calling as you are still responsible for that debt.

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posted by amaria (27)
6 votes

In some states, you can have a collection agency stop calling you by telling them that you will not pay. This has no effect on their right to sell the debt, however. Such sales are actually very common.

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posted by John (7928)
6 votes

It is only illegal for them to keep calling after you have said to stop calling. It is legal for the company to sell the debt. If they sell the debt and you said not to call, then they must inform you of the sale of the debt, usually in writing.

6 votes

It is legal, especially if you owe the debt. For example, if you owe money to a doctor and his office can't collect on it and you ask them to stop calling you, it is legal for them to sell your debt to a collection agency to collect on.

5 votes

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