How do you answer a summons from a creditor?

Answer by  patti (29325)

A summons is an order to appear. If the summons is from court on behalf of the creditor, you must appear. If the creditor wants to see you, phone.

Answer by  Kurt (4579)

If you receive a summons ( a demand to appear in court ) you need to pay attention to it. The creditor has started legal proceedings to collect their money and will probably win a judgment against you. If you owe the money you should attempt to pay. Otherwise you may have a garnishment put on your wages.

Answer by  flamiss22 (5081)

Make sure you respond within thirty days. Send a certified letter stating your claim if you think the debt is not valid or fair. Also include any supporting documentation you may possess. If however you think the debt is valid and you are having a hardship ask for payment arrangments.

Answer by  mb (5482)

A summons is just notice to show up at court to be sued. If you do not show up you automatically lose the case.

Answer by  CarlSCansino (464)

If you receive a summons, you must answer in writing in the time period stated on the summons itself. Usually the time period is 30 days. If you need further assistance, I would immediately contact the clerk of the court and they can assist you in completing an answer that conforms with the law.