Question by  VivianOblivion (62)

Does health insurance cover skin removal surgery after weight loss?

I have sagging skin, as I've lost a lot of weight. Will insurance cover the expense to have cosmetic surgery?


Answer by  Molae06 (1467)

Maybe, depending on your insurance. Most insurance companies will not cover cosmetic surgeries, unless the condition is causing you health problems.


Answer by  Rubberchicken (819)

Most likely, your health insurance will not cover skin removal expenses after losing weight unless the excess skin poses other and concurrent health concerns. These expenses would typically be considered as cosmetic and thus, not covered by most plans. However, if you choose a covered surgery, such as breast reduction, skin removal would be likely covered.


Answer by  Euripides (174)

It depends of the coverage of your particular plan. If you have a good plan, the surgery might be covered; however, most insurance companies regard this as "elective cosmetic surgery", which is typically not a covered item. You should read your policy or call your insurance agent to find out.


Answer by  Karatta (46)

No. In general, health insurance does not cover cosmetic surgery that is not medically necessary for minimum quality of life.


Answer by  angiem1981 (1059)

Cosmetic procedures are typically not covered under most insurance plan unless it is causing detriment to your health or chronic pain (such as breast reduction for back pain). However, you may be able to save considerably if you donate the skin to one of the burn centers across the nation.

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