Most of the time the Insurance company will settle for half of what the claim is. The longer that the case goes on the more likely they are to accept a settlement for half. Call them up and say you want to settle. They will have to talk to the boss, because most people don't have the authority to approve.
If it's just a collision/comprehensive/property damage claim, contact the carrier at fault, tell them the facts of loss, choose your repair shop and they will handle the rest.
to settle the calim 1st thig is to visit the place physically, verify the incident, talk to the pepople present in the spot. then identify the drawbacks if there is any. then again visit the place and talk to the owner of that automobile. after taking the necessary papers and discursion with the authority settle the issue of claim
Assuming you are talking about a liability injury claim, one needs to complete all treatment and then submit bills and records for the injury for review by the adjuster. Once the evaluation period is complete, an offer will be extended by the insurer that you can accept or reject.