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Can I get insurance if I have back pain that is preexisting?

asked by bjcthatisme (20)

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Tags:  health conditions  insurance  pain

answers

Yes, it is possible to get health insurance even with a preexisting condition. In most cases, there will be a waiting period before the preexisting condition is covered; other health issues that occur during that time and regular check-ups would still be covered.

reply
posted by Nicole12 (26)
7 votes

Yes , but your pre-existing disease will not be covered for the first four years, others will be covered immediately.

5 votes

Yes. YOu may have to pay more because you have a preexisting condition, but you should still be able to find an insurer.

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posted by maber (1416)
5 votes

You can get insurance for preexisting, but you are going to pay the price. Call around to insurance companies for rates, sometimes if they have open enrollment you can get in at a cheaper price.

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posted by Latin4 (6876)
4 votes

It is best to disclose it on the application and try to get a policy that will cover it. Sometimes they may reject you, or they may ask you to pay more for your policy. But if you hide it and they find out later it will be denied as pre-existing unless you have pre-existing credit.

4 votes

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